If you want to drive a car in the UK, you will need to have motor insurance. You choose insurance that suits you and your car. At its most basic it covers the cost of damage you may cause to someone else, their vehicle or property with your car, or if your car is stolen. Comprehensive insurance will cover repairs to your car, too, after an accident.
Quick guide to Motor Insurance
How much do you know about your motor insurance?
What you need to know about Motor Insurance:
- What types of car insurance are there?
- What does car insurance cover me for?
- What does the excess mean on an insurance policy?
- What is a No Claims Discount?
- Make sure you and your passengers and the driver and the passengers of the other vehicles involved are OK.
- Take pictures of any damage to your car and the other person's vehicle. Write down the other driver's details including phone number, address, insurance company and their car's registration plate and make and model of car.
Make a note of the time of the incident, the road conditions and any witnesses' details.
- Call your insurer as soon as you can to report the incident.
- Be vigilant on the road at all times, especially at junctions and roundabouts.
- Keep your distance between other cars.
- Take pictures of the car and passengers after an incident and report to the police if you're unsure.
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