Question

Are the contents of my garden shed covered by my home insurance?

Answer:

Most home contents policies include cover for the contents of a garage or garden shed. However, there may be some specific limitations or restrictions that apply. For example, some insurers only cover theft from garages and sheds if they have been physically broken into - so if you leave the door unlocked and a burglar walks in and steals your garden tools, you will not be covered. You also need to watch out for monetary limits that apply to cover for theft of contents from garages or garden sheds.