How does having a black box in my car work?
The black box is a small device which is fitted in your car. It records when, where and how well you drive - and the premium you are charged is based on your own motoring habits. For example, people who always stay within the speed limit, drive fewer miles and avoid rush hour and night time driving (when most accidents occur) tend to pay lower premiums. They can be a useful way of reducing the cost of your car insurance if you are a new driver or consider yourself to be a very capable and safe motorist.