What is home insurance?
Good question - the answer's pretty simple really. Home insurance covers you against the cost of repairing or rebuilding your home, or replacing its contents, if they are damaged or destroyed by one of the events listed in the policy. The list of events which are insured is quite long, but it includes things such as fire, storm, flood, burst pipes and theft. You can buy cover for your buildings and contents separately - or you can buy one policy which covers both, together with a range of optional extensions to cover.